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New Introducing 5 daily podcasts: Closing Price, Open Bid, Luxury Spending, Art Market & Auto Market — Listen now — query luxury market data conversationally →
Insurance & Underwriting

Defensible Valuations for High-Value Item Coverage

Underwrite policies, adjust coverage, and settle claims with confidence. Real-time market data across collectibles and luxury goods provides the valuation evidence insurers need.

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High-value jewelry and gemstones — the type of collectibles insurers value with ALT/FNDATA data
10M+
Transaction Records
50+
Data Fields per Lot
850+
Vendors
Use Cases

How Insurers Use ALT/FNDATA Data

From policy origination to claims settlement, auction market data reduces valuation risk at every stage.

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Underwriting & Policy Pricing

Set accurate insured values at policy origination using current market comparables. Avoid over-insurance and under-insurance with data-backed valuations.

  • ✓Comparable sales for any collectible category
  • ✓Brand and model-level price distributions
  • ✓Market volatility indicators by asset class
  • ✓Historical appreciation rates for pricing risk
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Coverage Adjustment & Renewal

Automatically flag policies where insured values have drifted from market reality. Proactively recommend coverage adjustments at renewal.

  • ✓Market movement alerts by category
  • ✓Scheduled valuation reports for renewal review
  • ✓Portfolio-level value tracking over time
  • ✓API integration with policy management systems
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Claims Valuation & Settlement

Resolve claims disputes with objective market evidence. Find comparable sales to support or challenge claimed values for damaged, lost, or stolen items.

  • ✓Search by brand, model, year, and condition
  • ✓Recent sales evidence for claims adjusters
  • ✓Export comparable reports for litigation support
  • ✓Image and description data for item matching
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Portfolio Risk Assessment

Understand aggregate exposure across high-value collections in your book. Monitor market trends that affect portfolio-level risk.

  • ✓Asset class performance dashboards
  • ✓Concentration risk by category or brand
  • ✓Market cycle analysis for loss forecasting
  • ✓Geographic exposure by auction market
Data Capabilities

Built for Insurance Workflows

The data depth and delivery methods that insurance operations require.

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API Integration
Connect auction data directly to your policy admin or claims systems via REST API.
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Standardized Pricing
All prices in USD with original currency. 27 currencies with nearest-date FX rates.
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Advanced Search
Find comparables by brand, model, material, date range, condition, and auction house.
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Daily Updates
New auction results within 24 hours. Coverage across 850+ vendors globally.
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Exportable Reports
Download comparable sales reports in CSV/Excel for claims files and policy documentation.
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Market Indices
Track category-level market movements to flag coverage drift across your portfolio.

Trusted by professionals at 200+ organizations worldwide

Christie’s Sotheby’s Bonhams Phillips Heritage Auctions

Data-Driven Valuations for Every Policy

Start with a 14-day free trial. Integrate auction data into your underwriting and claims workflows.

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